The UK government will improve borrower advice. This follows a dispute over repayment. Officials want to make terms in England easier to understand. Burnham is resisting calls to change loans in the Budget. The dispute shed light on problems with repayments. In the US, Mississippi heads the list for student loan defaults. Borrowers have trouble paying back. They are rushing to choose alternative repayment plans. Law school is turning into a costly luxury. There are calls for more support.